Welcome

Welcome to the MuCAARD-UK website.  Please look around and find out more about who we are and what we do.

MuCAARD-UK supports community based development organisations in developing countries to improve the lives of disadvantaged groups; enabling them to grow hope, gain confidence and strengthen their capabilities through non-violent action.

Registered Charity No. 1119065

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About us

MuCAARD has shown that impoverished people are resilient and resourceful, and with support, can work their way out of poverty and conflict. MuCAARD-UK is committed to supporting them in any way that they can with the limited, but generous gifts we receive. However to maintain this impact we need new avenues of support, either for one off projects or for more regular funding.

MuCAARD is a unique organisation, jointly set up by Muslims and Christians to work together for peace and development on the island of Mindanao in the Philippines.

The key to the work of MuCAARD is peace and sustainability.  Our aim is the  building of sustainable communities by increasing skills and capacity and by encouraging self help.

MuCAARD-UK is a Registered Charity  established in 2007 to raise money to support the work of MuCAARD in the Philippines.

MuCAARD Mindanao has been in existence since 1984.   It is a government registered NGO*.  It has a fine track record in co-coordinating projects carried out by its partner Member Teams:-

  • BISAP – Bukidnon Integrated Services Assistance Program Inc. situated in Damulog, Bukidnon.
  • CoSEED – Community Services for Education and Economic Development Inc. in Vincenzo  Sagun,  Zamboanga del Sur
  • POM – Panginam O Masa Inc. situated in Balindong, Lanao del Sur
  • RIAP – Ranao Integrated Assistance Programme Inc. in Marawi City but serving Lanao del Sur and Lanao del Norte

The areas of work for MuCAARD Mindanao are:

  • Peace Building between communities which have been divided through their cultural traditions and mutual suspicions and to bring harmony where discord has previously developed into conflict.
  • Sustainable Livelihoods enabling rural communities to implement projects to protect conserve and rehabilitate the environment together with providing economic growth.
  • Environmental Protection with projects such as the Kahoy Project and mangrove reforestation, which not only provides environmental protection for the local area in countering soil erosion and land degradation but also contributes to the global fight against Climate Change.
  • Good Governance and NGO-GO cooperation to encourage genuine partnership between community and local government,which is also a key to peace building
  • Disaster Risk Management – to reduce the toll of disasters through community participation in pre disaster risk reduction planning and strategies, emergency response and post-disaster rehabilitation and reconstruction.

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*Official address: 11th-15th Streets, Nazareth Subdivision, Cagayan de Oro City Misamis Oriental, Philippines.

Current Projects

Here is a list of our current projects, for further details please see Linda’s Blog and the update pages.

GRACE: Grassroots Response Against Catastrophic Expenditure, AKA PuLPuG – BISAP

Supporting local communities to set up self-help groups to insure against costs associated with accessing medical help.

Some examples of how people travel to town and hopsital:

Land Redemption Programme – BISAP and CoSEED

Redeeming land which has been mortgaged (prenda), often to cover health and education costs, to allow them to take back the fruits of their land.

Marawi Crisis Response – RIAP and POM

Working with displaced communities following the siege of Marawi in May 2017.

Latest Updates

Annual Garden Party

A good crowd turned up to hear updates on the work of MuCAARD member agencies and share food and friendship.

BISAP is one of the member teams of MuCAARD Mindanao based in Damulog, Bukidnon.  They have two main programmes:

CHARGE TO CROP (CtC) corn production project

The issue: farmers are too poor to have savings. They feel that as farmers they are failures.  They have no money so every planting time they have to ‘buy’ a production package from a local trader, this package includes – seeds, chemical fertilisers and pesticides.  The trader charges the famers between £205 – £235/acre for this package. At harvest time the trader takes his cut many times leaving farmers with nothing.

BISAP decided to use their small amount of capital to start an alternative CtC but only had enough capital to fund 55acres. They then linked up with the local radio station and a small company developing alternative seeds to compete with multinationals like Cargill, Pioneer. The company is called ‘My Mates Seeds’ and they also aim to wean farmers off chemical to organic foliar fertilisers within 5 cropping seasons. Also includes teaching how to rehabilitate the soil, burning of farm waste is forbidden and composting is taught.

BISAP have been able to increase acres covered to 180 acres and only charge the farmers £130/acre. At the last harvest the farmers in the scheme were earning £70 – 105/acre depending on soil fertility. If the harvest is good the demand for the seeds could skyrocket. Planning to establish an 11acre seed production area in Damulog.

At the moment we offer this project to families who are members of PuLPug/GRACE set up over 2 years ago. Families/communities who joined this had to resist pressure from the then mayor and his supporters who denied them government help and threatened to and did discontinue their employment as daily workers / day care workers.

PuLPuG / GRACE

The government provides free basic health care, PhilHealth is free at the point of delivery. Health care at local government health clinics provides free access to a doctor/midwives and medicines are free (if available) also at Government Hospitals emergency care is free BUT e.g. blood, reading of x-rays and non-urgent operations not free.

The problem: why were so many of the poorest not taking advantage of this service and still delaying going to a hospital until the situation became critical

It was identified working with the local health team that the health programme known as PuLPuG in Visayan or GRACE (Grassroots Response Against Catastrophic Expenditure) that the biggest cause was the cost of transport to get to the hospital. They would delay until critical and then have to Prenda or pawn their land / coconut tree/ water buffalo/ motorbike to get the cash to pay their medical bills.  The Prenda system dates to Spanish times.

The problem: the Lender takes all the income earned from the pawned items until the loan is repaid in a single lump sum.  This is impossible to achieve as they have often lost their main/only source of income.

We had no idea of the extent of the problem until we were approached by families asking for help, some pawned their land for £300 over 20 yeas ago.

GRACE is the missing link in understanding why poorest were not taking advantage of the government PhilHealth programme.

Alongside the Charge to Crop production project BISAP are also advocating that farmers learn to save, cash in their pocket is easily spent!  Maramag Community Multi-Purpose Cooperative (MACO) (Maramag is a big town about 40min away) approached and came to Damulog to promote their savings schemes. Farmers have to attend pre-membership seminars. From an initial 10 there are now 60 people who have joined. BISAP has a highly ambitious target of recruiting 450 by the end of the year.  When one local indigenous farmer asked why he joined he said ‘ I joined MACO because I want to liberate myself from the exorbitant charges that the traders impose on the charge-to-crop production loans!’ This is a major change in attitude from a subsistence mentality to seeing himself as an entrepreneur.

PuLPug/GRACE was the gateway through which these 2 economic projects could be introduced. With the new mayor  and the ant-poverty projects of BISAP being adopted by the local government  there is hope that these programmes will expand.

BBC Report on the situation in Marawi

BBC Marawi Report

CoSEED: Root Crops and Vegetable Production and Marketing Update

Key areas of development:

1.  Coaching and mentoring of individual farmer-beneficiaries for project orientation.

2. Project Orientation and Vegetable and Crop Production Training.  11 attended the training and developed individual Farm Plans. Crops identified for the project are peanur, vegetables, ginger and tumeric.

3. Procurement of seeds and organic fertilisers.

4. Land preparation and planting

View the full Project Update.

PuLPuG Stories

Mecha Grace and her mother Lilibeth.

After visiting the Rural Health unit in July with a fever, Mecha was sent to the hopsital. Support from PuLPuG meant they were able to pay for her treatment.

Lilibeth says, “we really want to thank PuLPuG so much for helping us when our daughter was sick. We were lucky that we only had to buy a few medicines from outside the hospital but it was still a problem as we have no money saved for illnesses. We would have been forced to go to a money lender who charge really high interest rates.We had to sell our cow last month to pay for our children’s schooling and other necessities. We had nothing left.My family is not afraid to be part of PuLPuG because its aim is to help people which is our aim too. We want to other families to be helped the way we have. P50/month is not much compared to the help we got from our local group and the Federation. We cannot predict when we will get sick but we don’t want to get sick.We are happy to pay our monthly dues to our group just in case but we’d prefer it if we never needed to use it again.”

Mary Jane’s story

“Lea Jane is my 4th child.  I spent a long time in hospital because as I had to have an emergency Caesarian my baby needed to be incubated.

It would have been very hard if we hadn’t been a member of PuLPuG. We were so happy that the Federation were able to help as we had no-one else to turn to. It would have made life very difficult if we’d been forced to borrow money as interest rates are very high (at least 20percent a month).

Our monthly dues are small compared to the enormous help that we were given by our local PuLPuG and the Federation.”

Rosanna’s story

The assistance of the Federation was a huge help to our family and we are extremely grateful.

We didn’t have to pay any expenses as we kept all the receipts from the medicines we had to buy that weren’t available in the hospital.

I am encouraging families in my village to join PuLPuG as it is clear how much we can help each other and our families.

The monthly dues are nothing compared to the help we receive if members of opur family get sick.

Even if the local officials are unhappy with us for organizing PuLPuG (because they think it is a political organization) in our village we will continue regardless as it is a great help at times when we are sick.

Roaslie’s story

I am 38 years old, with 2 children one of whom is now married and expecting her first baby so soon I will be a grandmother!

We are happy we have PuLPuG as there is no-one else who will help us if we don’t help ourselves.We are really happy and grateful for the help of the Federation it gives us confidence that we can buy the medicines we need if they are not available in the hospital.If there was no PuLPuG we would have to borrow at high interest rates to pay for the medicines. We could be forced to sell our chickens and pigs which is not possible as they are our only source of income and only just enough for our needs.

Despite threats from local officials I am not afraid to attend meetings as the group’s aim is to help each other.

The P25/month is affordable as it covers the travel expenses if we need to go to the hospital and food for the person who has to stay and look after you. The group buolds up savings and pay a monthly membership to the Federation to cover any expenses not covered by the Government health scheme (PhilHealth). I have received a lot of help from the Federation.

The local government have their own health insurance scheme but it doesn’t help in getting you to the hospital and they only reimburse expenses which have complete  receipts but no travel cost


Ramadan Assistance

The siege of Marawi City in May 2017 left over 300,000 people displaced, more than 94% of them sought refuge with relatives and fellow clan members in towns and villages surrounding Marawi City and Lake Lanao. This placed greater strain on already stretched resources.

The Ramadan Assistance programme funded by MuCAARD UK extended assistance to forty displaced families with nutritious food needed to survive during the period of fasting.

Read the full report: Ramadhan Assistance Narrative & Financial Report


Sometime ago, the farmers only produced corn and upland rice.  Today, they already tap the rubber trees that were planted through the “Plant Now, Pay Later” rubber production program in 2008.

“We no longer teach our children how to dismantle and assemble guns.  Instead, we teach them how to tap rubber trees”, one leader said.

Coconut and other permanent crops (coffee and cacao) are on the bearing stage. Those engaged in banana production have been enjoying the good harvest. Backyard poultry and livestock are prominent. These are the dividends of peace.

Once, the people relied on animals of burden (carabao and horses) in bringing their products to the town.  Now, the people transport their products using motorcycles and four-wheeled vehicles.

Ustadz Anwar Montawal calls: “We used to start our journey to Damulog centro at dawn and arrive home at seven in the evening.  Now, we can go to the town at any given time because of the road that the local government built. Today, many of us own a motorcycle.  Ustadz Thong Ibrahem (another leader) owns two Suzuki multi-cabs, he contined.


CRISTENE AND ALTHEA ARE MY TREASURES!

Cristene and Althea are Gretchen Siva’s treasures.  She is a young mother who would do everything to keep her girls safe and healthy at all times.  With that in mind, she believes that the self-help concept of PuLPuG is relevant to her family’s need as preparation in times of sickness.

“It is heart-warming to be able to help others.  I never wish for my loved ones to get sick.  My P20.00 per month contribution is a small amount.  What inspires me is the spirit of cooperative endeavour in the community.”

Cristene and Althea were admitted to the hospital on November 23, 2017, due to fever convulsions.   Cristene contracted UTI, while Althea had pneumonia. 

“We received financial support from our local group without delay. My worries lessened knowing that I can quickly bring my two girls to the hospital.  The Federation also reimbursed all the medicines that we bought outside the hospital.  We are grateful for what this project has done to my family and to our community.”


Rheana, Gretchen:  ‘Please Don’t Forget What They Did for You.’

Life is tough for Romeo and Gina Ybañez. They have two children; they are also taking care of their three nieces. Romeo is a farmer but he doesn’t own a farm. He is a share-tenant of two landowners.

I am thankful for our Pastor because it was through him that we heard of an organization called PuLPuG. With eagerness we joined the organization.  Php 20 per month per household is not a heavy burden.

We will have a good harvest if take care of our maize farm. This is my perception of the program.  Even if we do not benefit from the money we contribute, it will be a joy to know that our monthly contribution can help a neighbour in need.

We do not want to get sick, but when my daughter Rheana and my niece, Gretchen, had pneumonia at the same time, we were able to bring the two sick girls to Kibawe Provincial Hospital because our group paid for the transport and provided food for the watchers.  The Federation also paid Php 2,210 worth of medicines which were not available in the hospital pharmacy.

Without PuLPuG we would have been in a complete loss where to find the money.  We are very grateful that we bonded together to help each other in times of need.  We will continue to do this and pray that more families will join the organization. 


MuCAARD-UK

MuCAARD-UK supports community based development organisations in developing countries to improve the lives of disadvantaged groups; enabling them to grow hope, gain confidence and strengthen their capabilities through non-violent action.
MuCAARD-UK
MuCAARD-UK4 months ago
Another lovely garden party in Linda Tionco's beautiful garden. Romy sadly wasn't with us but it was great to see so many people and hear what is happening with the projects in the Philippines. Many thanks for all the generous donations - we raised more than £400!
MuCAARD-UK
MuCAARD-UK6 months ago
I will be holding our annual 'at home' on July 14 to thank you all for your support and give updates on my our work. Please let me know if you hope to come.
MuCAARD-UK
MuCAARD-UK shared a post.8 months ago
It can be done!
MuCAARD-UK
MuCAARD-UK8 months ago
Thank you to all our generous donors. Many people who donate via the PayPal Giving fund don't tell us who they are, so here is a thank you anyway! If you donate in this way do tick the box that lets us have your email so we can say thank you properly.

Heres the link. If you are a UK taxpayer you can register for giftaid on this site too and Paypal will do all the work for us and claim the gift aid on our behalf. The link is under the "receive a tax receipt" section - of all the silly places... but it does give us 20% more at no cost to you.

paypal.com/gb/fundraiser/charity/3192438
MuCAARD-UK
MuCAARD-UK8 months ago
The root crops and vegetable project is starting! This is a project that helps farmers in poverty who have had to mortgage their crops via the "prenda" system. They will underplant the coconut palms with peanuts, ginger, vegetables, ginger and turmeric and will be able to keep the income from the crops. They have bought the fertiliser and seed for the ginger and the vegetables (tumeric and ginger have to be planted fresh). 13 farmers have been trained, 7 of them women. The prediction is for extreme heat in the first three months of this year and drought for the first 6 months so planting is delayed until the weather conditions are more favourable - the drought has already damaged many crops in the area.
MuCAARD-UK
MuCAARD-UK9 months ago
Certificate of Appreciation awarded to Ms. Imelda G. Manginsay, over-all Coordinator/Team Leader of MuCAARD as PANEL MEMBER on The Role of Civil Society Leaders and Organizations in Community Transformation and Social Cohesion during the ENGAGE Legacy Event--- Post-Conflict Marawi: Community Transformation and Social Cohesion. 💪👌

Our Imee won a prize for her work in the Philippines - congratulations to her and to the whole team for all their work. This was at the USAID conference.

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